New 
Loan Review Officer
 Dollar Bank, FSB | |
 United States, Pennsylvania, Pittsburgh | |
 Sep 30, 2026 | |
|
Join Dollar Bank, an independent mutual bank serving customers and communities since 1855. Our customer-focused model, financial stability and commitment to local communities provide a meaningful place to build your career.
The Loan Review Officer independently evaluates commercial credits, confirms the accuracy of risk ratings and identifies emerging concerns. This role reviews repayment capacity, cash flow, collateral, documentation and policy compliance; communicates findings, supports loan review reporting and serves as the backup to the Vice President, Loan Review Manager as needed. Education and Experience Requirements: * Bachelor's degree in accounting, finance, economics, or related field is required. Will consider commensurate experience. * Five (5) years of commercial loan review, commercial credit underwriting/analysis, bank examiner, or equivalent is required. * Working knowledge of commercial cash flow analysis for commercial real estate, commercial and industrial, or small business loan portfolios. * Working knowledge of credit risk ratings. * Working knowledge of accounting principles, credit administration, and commercial loan documentation. * Effective interpersonal skills, and oral and written communication skills. * Strong analytical, organization and process skills, with attention to detail. * Self-starter that can work with limited supervision. * Bank examination experience, including direct contact with examiners, preferred. Essential Functions: * Review commercial loan files of all credit types for the purpose of evaluating borrower relationships to determine loan repayment ability and assessing accuracy of assigned credit risk rating. * Confirm that loans reviewed are closed in accordance with proper approval. * Determine adherence to loan policy and ensure any policy exceptions are disclosed and mitigated. * Assess effectiveness of ongoing credit administration of loans reviewed. Factors to be reviewed for both accuracy and adequacy include analysis of individual, company, and/or global cash flow performance; analysis of the collateral and guarantor strength as secondary and tertiary sources of repayment; identification and proper mitigation of key credit risks; and completeness of credit file with current and relevant information and officer narrative memos. * Assess loan officers' adherence to the bank's lending policies and procedures and monitor compliance with applicable banking laws and regulations. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by Dollar Bank's risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions. | |