FIU Manager - Model & Analytics (Remote)

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.

We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!

SUMMARY/OBJECTIVES

The position supports SouthState Bank's enterprise wide BSA/AML/Fraud/Sanctions Program by managing systems and technology initiatives for the Bank's Financial Intelligence Unit (FIU). Responsibilities include model oversight, managing FIU technology related projects, and managing and improving overall system integration and related processes for the FIU. This position is responsible for BSA/AML/Fraud and Sanctions model documenation, participating in model validations and overseeing model performance. This position is also responsible for FIU related system and technology efforts through collaboration with other departments and business lines throughout the organization.

It is the policy of SouthState Bank to comply with the Bank Secrecy Act (BSA), USA PATRIOT Act, and the requirements of the Office of Foreign Assets Control (OFAC), and other related anti-money laundering/ anti-terrorist financing initiatives. The Bank has established a Bank Secrecy Act/ Anti-Money Laundering/Office of Foreign Assets Control (BSA/AML/OFAC) Compliance Program, covering all requirements of the BSA, USA PATRIOT Act and OFAC rules and regulations.Upon completion of required training, the Board of Directors of SouthState Bank shall hold each employee accountable for adhering to the established operating procedures and internal controls as set forth in the Bank's BSA/AML/OFAC Program. Continued instances of non-compliance or willful violation of law may result in disciplinary action, up to and including termination.

ESSENTIAL FUNCTIONS

• Oversee the full lifecycle of AML, Fraud and Sanctions model development and maintenance including data identification and extraction, testing, performance assessments, ongoing monitoring and validation.

• Develop and maintain working knowledge of models and serve as the Departments subject matter expert on model usage and methodologies.

• Manage library of internal model documentation for all AML/Fraud/Sanctions/CDD/EDD analytical models including agent data sources and other documentation.

• Proactively develop and build technical skills and business knowledge in Generative AI and Agentic AI usage, responsible AI principles and LLM-specific risk management.

• Effectively collaborate with compliance, technology, vendors and risk partners to ensure safe and ethical deployment of AI tools and models in the financial crimes framework.

• Support the release and upgrade cycle of core banking systems as well as AML/Fraud/Sanctions models including release note reviews and test planning for system enhancements and new data feeds.

• Collaborate internally with FIU teams as well as data engineering and vendor teams to ensure timely delivery of data, system updates and new model features.

• Coordinate with internal teams to review model performace, evaluate for gaps in monitoring coverage and document recommendations for new agent usage.

• Actively participate in cross-functional working groups, internal audits, model validations, and regulatory exams as needed.

• Maintain proficiency in BSA compliance and apply significant knowledge in BSA/AML/Fraud/Sanctions to model tuning and configurations, technology projects, testing and validation.

• Notify appropriate personnel through submission of the Unusual Activity Referral Form of any identified potential unusual or suspicious activity immediately.

• Assist in projects or other tasks as may be assigned.

• Adhere to all provisions of South State Bank policies and procedures, including the confidentiality policy, code of ethics and BSA/AML/OFAC policies and procedures.

• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

COMPETENCIES

• Experience in both traditional and machine learning/artificial intelligence modeling practice and solutions

• Experience in reviewing and analyzing large amount of data for statistical modeling and graphic analysis

• Experience with model tuning, documentation, and development processes

• Ability to write complex queries for reporting, data mining, and research preferred

• Experience working in core banking systems (Fiserv preferred)

• Experience working in AML and Sanctions software platforms (Verafin and BAM preferred)

• Knowledge and understanding of BSA/AML, Fraud, and Sanctions regulations, technology, and data analysis best practices

• Experience in developing and executing test plans including defect resolution processes

• Self-motivated, dependable, adaptable, and detail-oriented individual with analytical, writing, and organizational skills

• Ability to handle multiple projects and tasks simultaneously

• Strong verbal, written and visual communication skills; ability to translate technical observations to non-technical audience

• Proficient with Microsoft Outlook, Office, Excel, PowerPoint and able/willing to adapt to new software if/as needed

Qualifications, Education, and Certification Requirements

• Education: BA/BS in business, data science, or comparable preferred

• Experience: At least 7 years experience in a highly regulated environment with AML, Fraud, and OFAC knowledge and relevant typologies.

• Certifications/Specific Knowledge:

• • In-depth knowledge of AML/Fraud transaction and monitoring systems and Sanctions screening systems (LexisNexis Bridger preferred, extensive Verafin experience required).

  • Verafin experience including tuning, optimization, administration/configuration management, data/file import mapping and validation.

  • Knowledge of model risk management documentation requirements and best practices.

  • Experience in independent validation of data analysis and modeling projects.

  • Demonstrated knowledge of Microsoft suite (Word, Excel, PowerPoint) particularly with advanced Excel features such as PivotTables and formulas required.

TRAINING REQUIREMENTS/CLASSES

• New Employee Orientation

• Required annual compliance training

• System-specific training as necessary to perform duties

• FIU/Financial crimes training as assigned by the Chief BSA Officer

PHYSICAL DEMANDS

• Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each workday.

• Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of an eight (8) hour shift.

• Must be able to hear and communicate with coworkers and customers throughout the day.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Position may require regular before/after normal business hours.

• Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank's grooming and dress codes.

• Must demonstrate excellent people skills with customers and coworkers.

• Must be willing to function as a team member.

• Must be willing to demonstrate commitment to South State Bank's mission and goals.

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed above are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

WORK ENVIRONMENT

Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home office environment that is free from background noise and distractions. They must also have a reliable private internet connection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred. Remote work is not a substitute for child/dependent care. Requirements are subject to change, as new systems and technology is delivered.

TRAVEL

Travel may be required for attendance at meetings as needed.

Benefits | SouthState Careers

Equal Opportunity Employer, including disabled/veterans.