Finance Internship- Credit Services Team

The Credit Services team's goal is to maximize business profitability by extending credit to worthy customers while minimizing risk and protecting the Company's receivables. The successful candidate will be working toward an accounting or finance degree and have strong aptitude for analysis, critical thinking, and software applications.

General Description

Summer intern position available in credit risk and customer financial services. Support credit risk assessment, account reconciliation, and customer documentation activity, as well as other projects as assigned. Unique opportunity to gain in-depth understanding of A/R sub-ledger management and learn while contributing to the function on macro and micro levels.

Duties/Responsibilities:

Portfolio Level (macro):

Responsibilities may include but not be limited to:

• Assist with obtaining required documentation from customers that are new to CertainTeed as part of an acquisition
• Analyze the payment terms of shared accounts that are part of acquisitions to identify any inconsistencies
• Review periodic reports of tax documents on file, liaise with customers and tax department to ensure that sales tax exemption certificates appropriately support billing practices
• Observe preparation and presentation of quarterly bad debt reserve calculation
• Observe preparation and/or review of weekly/monthly exception reports

Customer Level (micro):

Responsibilities may include but not be limited to:

• New Accounts - support various phases of vetting new customer submissions
  
  
  
  • Obtain credit reports, trade references, bank references
  • Ensure complete set of supporting legal documents is in place
  • Partner with credit analysts to participate in evaluation of materials supporting new account submission(s) in compliance with credit policy
  
  
  
  
• Existing Accounts - assist with preparation of materials for annual credit reviews
  
  
  
  • Obtain third party credit reports
  • Verify corporate standing of customer(s)
  • Obtain financial statements from customers as required
  • Observe/assist with spreading financial statements into financial analysis work tool
  • Gather and incorporate internal performance data (volume, margin analysis, A/R aging) in credit review work tool
  • Observe/assist credit analysts evaluating quantitative and qualitative aspects of credit review and recommendation
  
  
  
  

Qualifications:

• Completion of two or more years toward a bachelor's degree in accounting, finance, or business management preferred
• Understanding of accounting, finance, and general business concepts and terminology
• Fluency in MS Office applications including Word and PowerPoint; strong knowledge of Excel (VLookups, Pivot Tables, Sumifs, etc.) preferred
• Aptitude for learning and adapting to web portals, technology and productivity tools
• Prior SAP experience a plus
• Strong knowledge of Microsoft Excel (VLookups, Pivot Tables, Sumif, Sumif, etc.) is required as is experience working with Word, Access, PowerPoint
• Aptitude in learning and adapting to web-based portals

Saint-Gobain provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. Saint-Gobain is an equal opportunity employer of individuals with disabilities and supports the hiring of veterans.